Attention homeowners: Real estate appraisal services for in Oklahoma City and Oklahoma CountyHere are the top seven reasons Oklahoma homeowners call on Munding Appraisal:
At Munding Appraisal, we understand the unique needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our valued client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Munding Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.Challenge property tax assessmentsLet's say you live in an area that is declining -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An appraisal from Munding Appraisal is your number one weapon when contesting your property tax assessment.Appraisals to remove PMIA preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experienced in helping consumers just like you rid themselves of unneeded and unwanted PMI insurance.Was your HELOC recently frozen?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Munding Appraisal can provide you with a professional appraisal that will help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you'd wish to have a professional double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have had done before. Although most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion. |
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